An Analysis of Institutional Credit Pattern of Women Entrepreneurs


  • Mohammad Kamrul Ahsan Metropolitan University, Sylhet



Women, entrepreneurs, institutions, credit pattern


This is an analytical paper. The aim of this paper is to find out which patterns of credit are frequently used by the women entrepreneurs.  The result of this pepper will help the policy makers of financial institutions to decorate their schemes, especially for the women entrepreneurs. The researcher has used simple percentage analysis and graph to present the information with the help of Microsoft Excel 2007. The major findings of this paper are most of the women entrepreneurs are pleased to use institutional credit and they prefer private bank to get their credit. Most of them prefer to withdraw three hundred thousand to five hundred thousand taka as credit, interest rare nine percent to eleven percent, credit period two years to five years, installment monthly and the preferable monthly amount is five thousand to ten thousand taka.



Download data is not yet available.

Author Biography

Mohammad Kamrul Ahsan, Metropolitan University, Sylhet

Assistant Professor, Department of Business Administration, Metropolitan University, Sylhet, BANGLADESH


Auken, H. E. V., Gaskill, L. R., & Kao, S. S. (1993). Acquisition of Capital by Women Entrepreneurs: Patterns of Initial and Refinancing Capitalization, Journal of Small Business & Entrepreneurship, 10 (4), 44-55 DOI:

Chander, S., & Arora, D. D. (2013). Study of Financial Problems of Women Entrepreneurs, International Journal of Social Science & Interdisciplinary Research, Vol. 2 (4), 103-121

Constantinidis, C., Cornet, A., & Asandei, S. (2006). Financing of Women-Owned Ventures:

Gedion, O., Oyugi, D. M., & Munyithya, E. W. (2015). Effects of Women Enterprise Fund Loan on Women Entrepreneurs a Survey of Small and Medium Enterprises in Eldoret Town, Kenya, International Journal of Business and Social Science, Vol. 6 (12), 72-84

Halkias, D., Nwajiuba, C., Harkiolakis, N., & Caracatsanis, S. M. (2011). Challenges facing women entrepreneurs in Nigeria, Management Research Review, Vol. 34(2), pp. 221-235

Kuchnur, A. (2014). Women Entrepreneurs: Classification, Problems and Remedies, International Journal of Research in Computer Science and Management, 1(1), 1-3

Sreedharan. T. K. (2006). A study of micro enterprises under self-help groups, with special reference to Kudumbashree mission Kerala, Thesis, Department of Commerce and Management Studies, University of Calicut, Pp: 268-272

Swaniti Initiative. (n.d). Women Entrepreneurship in India, Retrieved from , at 12.00PM February 12, 2018

The Impact of Gender and Other Owner- and Firm-Related Variables, Venture Capital, Vol. 8, No. 2, 133 – 157

UNIDO. (2015). Access to finance for youth and women entrepreneurs in Myanmar, United Nations Industrial Development Organization (UNIDO), Frankfurt, December.





How to Cite

Ahsan, M. K. . (2019). An Analysis of Institutional Credit Pattern of Women Entrepreneurs. American Journal of Trade and Policy, 6(1), 23–32.



Research Articles